RBI Registered NBFC

Fueling India's Micro-Entrepreneurs

We invest in your business journey. From e-rickshaw financing to personal loans, we provide the capital you need with the flexibility you deserve.

Quick Digital Approval
Minimal Documentation
Competitive Interest Rates
₹7Cr+
Loans Disbursed
1500+
Happy Customers
15+
Years of Trust
RBI Registered
Regulated NBFC
SEBI Compliant
Full Compliance
ISO Certified
Quality Assured
50,000+ Customers
Trusted Partner
Our Products

Financial Solutions Tailored for Your Growth

Choose from our range of products designed to fuel your entrepreneurial journey

Eco-Friendly
E-Rickshaw Financing
Eco-friendly transportation financing with simplified documentation and quick disbursement.
  • Loan up to ₹3 Lakhs
  • Minimal Documentation
  • 24-Hour Disbursement
  • No Collateral Required
Most Popular
Unsecured Personal Loans
Flexible working capital solutions designed for salaried individuals.
  • Loan up to ₹50 Lakhs
  • Flexible Repayment
  • Competitive Rates
  • Business Growth Focus
Fast Approval
Franchise Purchase Loans
Specialized funding for established brand expansions and franchise acquisitions.
  • Loan up to ₹1 Crore
  • Brand Partnership
  • Expert Guidance
  • Quick Processing

Monetize Your Efforts

Beyond loans, we help you grow. Access our digital platform to manage your business, track payments, and unlock new opportunities.

EMI Calculator

Plan Your Loan Repayment

Use our interactive calculator to estimate your monthly EMI and plan your finances better

Calculate Your EMI
Adjust the sliders to see your estimated monthly payment
₹3,00,000
₹50K₹50L
12%
8%24%
36 Months
6 Months84 Months

Your Monthly EMI

₹9,964

Principal Amount

₹3,00,000

Total Interest

₹58,715

Total Amount Payable

₹3,58,715

Tenure

36 Months (3.0 Years)

* This is an indicative EMI. Actual EMI may vary based on your profile and loan terms.

About Panafic

We Invest in Your Business Journey

For over 15 years, Panafic Industrials has been at the forefront of financial inclusion in India. As an RBI-registered NBFC, we specialize in providing accessible credit to the backbone of our economy – small business owners, e-rickshaw operators, and aspiring franchise owners.

Our digital-first approach combines the trust of traditional banking with the convenience of modern fintech. From paperless applications to same-day disbursements, we've reimagined what borrowing can look like.

Our Mission

To democratize financial access for India's micro-entrepreneurs by providing quick, transparent, and affordable credit solutions.

Our Vision

To become India's most trusted NBFC, empowering millions of small businesses to achieve their dreams through innovative financial products.

Our Values

Integrity, transparency, and customer-centricity guide every decision we make. We believe in building lasting partnerships, not just transactions.

Our Impact

With over ₹500 Cr disbursed across 50,000+ customers, we've helped countless entrepreneurs transform their businesses and livelihoods.

Our Journey

2009

Foundation

Panafic Industrials was established with a vision to serve underbanked entrepreneurs.

2014

RBI Registration

Received official NBFC registration from the Reserve Bank of India.

2018

Digital Transformation

Launched our digital platform for paperless loan applications.

2023

₹500 Cr Milestone

Crossed ₹500 Crore in total loan disbursements.

2024

Future Forward

Expanding our product portfolio and geographic reach.

Investor Relations

Transparency & Compliance

Access our financial reports, regulatory filings, and corporate governance documents

Financial Highlights FY 2023-24
Key performance indicators

Market Cap

₹60.6 Cr

+61%

High/Low

₹1.30/₹0.50

+22%

PE Ratio

119

+101.07%

ROCE

0.34%

+24%

Investor Dashboard

Share Price

₹245.50

P/E Ratio

12.4

Dividend Yield

2.8%

Key Documents
Download regulatory filings
Annual Report 2024-25

PDF2.4 MB

Apr 2024
Jan 2024

Corporate Governance Report

PDF890 KB

Mar 2024

Fair Practices Code

PDF450 KB

Jan 2024
Get in Touch

Ready to Start Your Journey?

Our team is here to help you find the right financial solution for your business

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Visit Us

23, 2nd Floor, North West Avenue,

Club Road, West Punjabi Bagh,

New Delhi, 110026

Call Us

011-25223461

Email Us

panafic.industrials@gmail.com

Working Hours

Mon - Sat: 9:00 AM - 6:00 PM

Sunday: Closed